MONETA
Financial clarity, delivered. Understand your numbers. Make better decisions. Start today.
📍 Developed in Norfolk, UK — empowering clarity and confident decision‑making.Terms & Conditions • Privacy PolicyOur Reviews
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Apply to become a Moneta Affiliate!
If we require any further information from you, we will contact you. You can expect to hear from us within 48 hours. Should you have anymore enquires do not hesitate to contact us.
We appreciate every application.
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We appreciate your time.
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All feedback is appreciated, we look forward to hearing from you.
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If you have any further enquiries, please feel free to contact us.
We never sell or share your data.
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Privacy Policy
Privacy Policy
Last Updated: January 2026
Company: Moneta Insights Ltd
Trading Name: MONETA
Website: pickmoneta.com1. Introduction
Moneta Insights Ltd (“Moneta”, “we”, “our”, or “us”) values your privacy and is committed to handling your personal data responsibly.
This Privacy Policy explains how we collect, use, store, and protect your information when you access or use our website, platform, dashboards, reports, and related services (collectively, the “Services”).
By using Moneta, you agree to the collection and use of information as described in this Privacy Policy.2. Who We Are
Moneta Insights Ltd is a company registered in the United Kingdom. We provide financial data‑interpretation tools and clarity‑focused insights for informational and educational purposes only.
Moneta is the data controller for the purposes of UK data‑protection laws.3. Information We Collect
We may collect and process the following types of information:a) Information You Provide
- Name
- Email address
- Account login details
- Billing and subscription information
- Financial or numerical data you upload for analysis
- Communications sent to us (e.g., support emails)b) Automatically Collected Information
- IP address
- Device type and browser information
- Usage data (pages viewed, features used, timestamps)
- Cookies and similar tracking technologies4. How We Use Your Information
We use your information to:
- Provide, operate, and maintain our Services
- Generate reports, dashboards, and insights based on your uploaded data
- Manage subscriptions and billing
- Communicate with you about your account or support requests
- Improve and optimise our platform
- Comply with legal and regulatory obligationsWe never share your personal information for commercial marketing purposes.5. Lawful Basis for Processing (UK GDPR)
We process personal data under the following lawful bases:
- Contractual necessity – to provide the Services you request
- Legitimate interests – to improve and secure our platform
- Legal obligations – where required by law
- Consent – where you have explicitly given it (e.g., marketing emails)6. Financial Data Disclaimer
Any financial data you upload:
- Remains your property at all times
- Is used solely to generate the requested insights and reports
- Is processed automatically and may not be reviewed by a humanYou are responsible for ensuring you have the legal right to upload and share this data.7. Human Review & Use of Technology
Moneta uses technology and analytical tools to assist in processing and organising data. However:
- All reports and outputs are reviewed by humans before delivery
- Outputs are not fully machine‑generated without oversight
- Human judgement ensures clarity, coherence, and appropriate presentationWhile human review is part of our process, you acknowledge that outputs may still contain errors and are for informational purposes only.8. Data Sharing & Third Parties
We only share your data with trusted third parties necessary to operate the Services, including:
- Cloud hosting providers
- Payment processors
- Analytics and security servicesAll third parties are required to protect your data and use it only as instructed by Moneta.9. Data Retention
We retain your data only as long as necessary to:
- Provide the Services
- Meet legal, accounting, or regulatory requirementsUpon account cancellation:
- Access to Services ends at the conclusion of the billing period
- Your data may be deleted or anonymised unless legal obligations require retention
- You may request deletion of your data at any time10. Your Data Protection Rights
Under UK data‑protection laws, you have the right to:
- Access your personal data
- Correct inaccurate or incomplete data
- Request deletion of your data
- Object to or restrict processing
- Request data portability
- Withdraw consent where processing is based on consentTo exercise these rights, contact us at: [email protected]
11. Cookies
We use cookies and similar technologies to:
- Enable core website functionality
- Improve user experience
- Analyse platform usageYou can control cookies through your browser settings. Disabling cookies may affect functionality.12. Data Security
We implement reasonable measures to protect your data, including:
- Secure servers and encrypted connections
- Access controls and authentication
- Regular security reviewsNo system is completely secure, and absolute security cannot be guaranteed.13. International Data Transfers
If data is transferred outside the UK, it is protected in accordance with applicable law and appropriate safeguards.14. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. The latest version will always be available on our website.
Continued use of the Services indicates acceptance of any updates.15. Refunds & Billing Clarification
- Moneta operates on a subscription model.
- Refunds are generally not provided except in cases of verifiable technical issues preventing access or delivery of Services.
- Billing errors or platform‑wide technical failures are reviewed individually.16. Contact Us
Questions, concerns, or requests regarding this Privacy Policy or your data:
📧 [email protected]
🌐 pickmoneta.com
Your information is handled responsibly and in line with industry‑standard protections.
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Terms & Conditions
Terms & Conditions
Last Updated: January 2026
Company: Moneta Insights Ltd
Trading Name: MONETA
Founded: December 20251. Introduction
Welcome to Moneta Insights Ltd (“Moneta”, “we”, “us”, “our”). By accessing or using our website, platform, reports, or services, you agree to be bound by these Terms & Conditions (“Terms”).These Terms apply to your use of:
- The Moneta website (pickmoneta.com)
- Any dashboards, reports, summaries, or insights we provide
- Any communication or support from our teamIf you do not agree to these Terms, you must stop using our services immediately.2. About Moneta
Moneta Insights Ltd is a UK‑registered company providing financial data interpretation and clarity‑focused insights.Our services include:
- Transforming user‑submitted financial information into simplified summaries
- Providing visual dashboards and clarity reports
- Highlighting trends, patterns, and explanations based on your dataMoneta is not:
- An accounting firm
- A bookkeeping service
- A financial adviser
- A tax adviser
- A provider of regulated financial servicesAll content we produce is for informational and educational purposes only.3. No Financial Advice – Important Disclaimer
By using Moneta, you acknowledge and agree that:
- We do not provide personalised financial advice
- We do not act as accountants, bookkeepers, tax professionals, or financial advisers
- No report, dashboard, or communication from Moneta should be interpreted as financial, tax, investment, or legal advice
- You are solely responsible for any decisions you make based on the information we provide
- You must seek professional advice from qualified financial or legal professionals before making financial decisionsMoneta’s outputs are interpretations of the data you provide. They are not recommendations or regulated guidance.4. Eligibility
To use Moneta, you must:
- Be at least 18 years old
- Provide accurate and truthful information
- Have the legal right to share the data you upload
- Not use our platform for unlawful, fraudulent, or harmful activity5. Service Description
Moneta provides:
- Monthly financial insight reports
- Visual dashboards and data summaries
- Written explanations of trends and patterns
- Clarity‑focused commentary based on your submitted dataMoneta does not provide:
- Bookkeeping
- Accountancy services
- Tax filing or tax calculations
- Audit services
- Investment recommendations
- FCA‑regulated activitiesOur service is designed to interpret, not to advise.6. User Responsibilities
You agree to:
- Provide accurate, complete, and up‑to‑date financial information
- Ensure the data you upload is legally yours to share
- Keep your account details secure
- Notify us of any unauthorised access or suspicious activity
- Use our reports responsibly and for lawful purposesYou understand that the quality of your insights depends on the accuracy of the data you provide.7. Payment & Subscriptions
Moneta operates on a subscription basis.By subscribing, you agree that:
- Payments are taken automatically each billing cycle
- Pricing may change with reasonable notice
- Refunds are issued only at our discretion (typically for billing errors)
- You may cancel at any time, with access continuing until the end of the paid periodOptional add‑ons (such as Microsoft Teams calls) may be offered at additional one‑off fees.8. Intellectual Property
All content created by Moneta — including reports, dashboards, text, branding, layouts, and platform designs — is the intellectual property of Moneta Insights Ltd.You may not:
- Copy, reproduce, or distribute Moneta content
- Resell or repurpose our reports
- Claim ownership of Moneta materials
- Reverse‑engineer our platform or processesYou are granted a limited licence to use our content for personal, non‑commercial purposes only.9. Data & Privacy
Your data remains your property.Moneta will:
- Handle your data securely
- Never sell your information
- Use your data only to provide the services you request
- Comply with UK data‑protection lawsFor full details, please refer to our Privacy Policy.10. Limitation of Liability
To the fullest extent permitted by law:
- Moneta is not liable for financial losses, decisions, or outcomes resulting from your use of our reports
- We do not guarantee accuracy, completeness, or error‑free insights
- All information is provided “as‑is”
- You use our platform entirely at your own riskYou accept full responsibility for any actions taken based on Moneta’s outputs.11. Service Availability
We aim to provide reliable access, but we cannot guarantee:
- Continuous or uninterrupted service
- Freedom from errors, delays, or technical issues
- That updates or maintenance will not cause downtimeWe may modify, suspend, or discontinue parts of the service at any time.12. Termination
We may suspend or terminate your account if:
- You violate these Terms
- You provide fraudulent or harmful data
- You misuse our platformUpon termination, your access to Moneta services will end immediately.13. Changes to These Terms
We may update these Terms at any time. The latest version will always be available on our website.
Continued use of Moneta after changes means you accept the updated Terms.14. Governing Law
These Terms are governed by the laws of England and Wales.
Any disputes will be handled exclusively by the courts of England and Wales.15. Contact Information
For support or questions, contact us:
📧: [email protected]
🌐: pickmoneta.com
Built with transparency and clarity at the core.
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Meet the Team
Meet the Team
Behind Moneta is a team dedicated to bringing clarity to your financial world.
We combine expertise in data interpretation, technology, and design to deliver insights that help people make better decisions.
We started Moneta because small business owners deserve financial clarity without needing an accountant or a finance degree. Our mission is to turn confusing numbers into simple, actionable insights.Brad Secker — Founder & CEO:
Brad founded Moneta Insights Ltd in December 2025 to help people gain clarity and confidence with their financial numbers. With a background in finance and a commitment to making information easier to understand, he built Moneta to turn complex data into simple, actionable insights.
Outside of work, Brad trains in Muay Thai and K1 kickboxing, always striving to grow and improve — a mindset he brings into building Moneta every day.Kai Pãrk — Software & Technical Lead:
Kai supports Moneta by developing the platform’s technical foundations — from overseeing the website to ensuring the systems behind the scenes run smoothly and efficiently. His work helps keep Moneta reliable, streamlined, and ready to scale.
Outside of work, Kai is continually expanding his knowledge in computer science and enjoys trading stocks and shares in his spare time.📧: [email protected]
🌐: pickmoneta.com
Our team brings together experience, curiosity, and a shared drive to make finance clearer for everyone.
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Frequently Asked Questions
What is Moneta ❓
Moneta is a financial insights platform that provides personalised financial reports for individuals and businesses. We help you understand what your numbers mean — without offering accounting, bookkeeping, or financial advice.Are you accountants ❓
No. We are not accountants, bookkeepers, or financial advisers. We interpret and visualise your financial data to give you clearer understanding and greater confidence in your decisions.How much does it cost ❓
Individual plan: £45/month
Business Core plan: £85/month
Business Premium plan: £110/monthWhat do I get with my subscription ❓
Depending on your plan, you’ll receive structured financial reports, insight dashboards, trend analysis, and clear summaries designed to bring clarity to your finances. For full details, visit our purchase page to see exactly what each package includes.Do you manage or store my financial data ❓
We securely process the information you provide and follow strict data‑protection standards. We never sell or share your data with third parties.Can Moneta replace my accountant ❓
No. Moneta works alongside your accountant or bookkeeper by helping you interpret your numbers — not replacing traditional accounting services.How often are reports delivered ❓
Reports are delivered monthly, with optional periodic check‑ins depending on your plan.Who is Moneta for ❓
Freelancers and individuals seeking clearer financial visibility
Small and medium‑sized businesses
Anyone who feels overwhelmed by financial jargon and wants clarityHow does the Moneta affiliate scheme work ❓
We offer a simple referral program for people who want to represent Moneta. If you’re interested in becoming an affiliate, please get in contact and we’ll arrange a quick call to explain how it works.📧: [email protected]
🌐: pickmoneta.com
Here are the answers to the questions we’re asked most often.
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About Us
MONETA turns complex financial data into clear, actionable insights. We create precise, structured reports that highlight performance, uncover opportunities, and support confident decision‑making.Whether you’re an individual looking to save smarter and understand where your money goes, or a business aiming to grow with clarity, MONETA brings order, transparency, and strategic focus to your finances.We’re currently welcoming new clients. When you’re ready to move forward with confidence, simply provide your bank statements — we handle everything else.📧: [email protected]
🌐: pickmoneta.com
Your Feedback Matters - View Customer Reviews
We’re committed to building financial tools that are simple, transparent, and genuinely useful.
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Get Access
Microsoft Teams calls can be added to the Foundation tier as an optional extra, available at a one‑off cost. If you’d like to arrange this, please get in touch.
Your Feedback Matters - View Customer Reviews
Straightforward pricing with no hidden fees — choose the plan that fits your workflow.
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We aim to reply within one business day — your questions matter to us.
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Thank You!
Thank you for contacting MONETA. We’ll be in touch shortly and aim to respond within 48 hours. If you have any additional questions, feel free to send us another message.📧: [email protected]
🌐: pickmoneta.com